Not every transaction fits within a conventional lending program — and that’s where Nabesna Capital excels.
Our Creative Financing Solutions are designed for situations that require flexibility, layered capital, or customized structuring. We combine elements of senior debt, subordinated debt, equity participation, and seller or private financing to deliver funding solutions that make sense for the borrower, the business, and the deal.
Whether the need is bridge-to-permanent, cash-out for growth, or nontraditional collateral, our goal is the same: structure a capital solution that works when standard underwriting can’t.
Blended structures combining multiple loan types or collateral sources
Seller-held or earnout financing integrated into acquisition or real estate deals
Private credit participation alongside senior or mezzanine debt
Hybrid debt–equity solutions for growth, turnaround, or recapitalization
Bridge-to-SBA or takeout strategies for borrowers between financing stages
Unique asset or collateral-based loans that fall outside traditional lending criteria
The deal has multiple moving parts — business, real estate, and goodwill combined
A borrower is creditworthy but unconventional (startups, seasonal cash flow, etc.)
The property or business is in transition, needing time to stabilize or prove cash flow
Traditional lenders have declined, but the fundamentals of the opportunity remain strong
The borrower or seller is willing to structure participation to make the deal work
We see structure as a tool — not an obstacle. If a transaction is viable, we find a way to make the capital align.
Listen first, structure second: Every deal starts with understanding goals and constraints.
Model the outcome: We build financial and capital stack models that clarify cost, leverage, and exit.
Access multiple capital sources: Bank, private, mezzanine, CDFI, and equity capital partners nationwide.
Deliver executable structure: We ensure every proposal is realistic, fundable, and compliant.
Our creative finance practice operates on the same foundation as every Nabesna Capital transaction — clarity, transparency, and disciplined execution.
