Unlock working capital through your business assets.

Equipment & Asset-Based Lending (ABL)

Typical Range: $25K – $10MM+ Use Cases: Working Capital • Expansion • Refinance • Equipment Purchase • Liquidity

Overview

Nabesna Capital structures asset-based and equipment financing for businesses that need liquidity, growth capital, or refinancing solutions backed by existing assets.

We help companies convert working assets — such as accounts receivable, inventory, and equipment — into accessible credit facilities.

These programs provide flexibility for businesses that are expanding, restructuring, or need ongoing access to working capital without giving up equity.

Our lender relationships include banks, private credit groups, and specialty finance companies, enabling us to match each client’s collateral base with the right lending platform and structure.

Who This Program Serves

Our ABL and equipment financing programs are designed for asset-intensive and growth-oriented companies, including:

We support both established businesses and emerging operators seeking capital that scales with performance and asset growth.

Typical Terms

  • Loan Size: $25K – $10MM+

  • Advance Rates:

    • Accounts Receivable: up to 85%

    • Inventory: up to 50%

    • Equipment / Machinery: up to 75% of appraised value

  • Term Length: 12 months to 10 years depending on collateral and purpose

  • Structure: Revolving lines, term loans, or hybrid facilities

  • Rate Structure: Fixed or floating; priced based on collateral quality and cash flow

  • Collateral: AR, inventory, equipment, or other tangible assets

Financing Programs

Nabesna Capital

Asset-Based Lines of Credit (ABL):

Revolving working capital facilities secured by accounts receivable, inventory, or contracts — ideal for growing companies needing liquidity tied to sales volume.

Equipment Financing & Leasing:

Loans or leases for new or used machinery, vehicles, or technology — structured to preserve cash flow and maintain equipment ownership flexibility.

Factoring & Receivables Financing:

Immediate cash against outstanding invoices for companies with strong AR but slow-paying customers.

Term Loans Secured by Equipment or Assets:

Longer-term facilities for expansion, modernization, or refinancing of existing debt.

Hybrid and Structured Credit Facilities:

Customized solutions combining AR, inventory, or equipment collateral to optimize leverage.

When to Consider This Loan

  • Expanding production or fleet capacity

  • Financing new or used equipment purchases

  • Needing liquidity during seasonal cash cycles

  • Refinancing high-interest debt with secured capital

  • Supporting rapid growth or contract fulfillment

  • Monetizing collateral instead of seeking equity investment

Why Work with

Nabesna capital

  • Specialized expertise: We understand how to leverage asset value into bankable collateral.

  • Diverse lender network: Banks, private credit funds, and equipment finance specialists nationwide.

  • Tailored solutions: Lines, term loans, or blended structures that match your business model.

  • Execution and support: From valuation to closing, we manage the process to deliver usable capital quickly.

At Nabesna Capital, we help businesses turn fixed assets into financial flexibility — efficiently and strategically.